A Tale Of Two Inheritances

A Tale of Two Inheritances

What makes the difference between a smooth wealth transfer and a family crisis?

In this episode of the Family Wealth Blueprint Podcast, Penny DiGiovanna shares a “tale of two inheritances.” One story highlights the issues that can occur when documents are outdated and communication is missing especially when an unexpected death occurs. The other shows how proactive planning, clear governance, and advisor collaboration can help create a smoother, more tax-efficient transition.

You’ll hear:

• Why even updated estate documents may fall short without governance
• Why family transitions need to be addressed carefully and quickly
• How proactive communication helps reduce the risk of costly litigation
• The challenges families face when financial institutions freeze assets
• How preparation can empower heirs to focus on healing instead of conflict

These stories are based on a mix of real and hypothetical scenarios. They illustrate how family governance, when done properly, can reduce stress and preserve harmony — but every family’s situation is unique. Families should consult their own qualified tax, legal, and financial professionals before making decisions.

Hosted by Penny Di Giovanna, CFP®, CDFA®
Founder of Financial Planning By Design | Multi-Gen Family Planning - Boutique Virtual Family Office

🔗 Learn more: www.financialplanningbydesign.com
📩 Questions or topic suggestions?

Email: penny@financialplanningbydesign.com

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Podcast Disclaimer:

This podcast is for informational and educational purposes only and is not intended as investment, legal, or tax advice. Opinions expressed are those of Penny Di Giovanna and do not constitute a recommendation to take any particular action. Financial Planning By Design is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Penny and the firm are properly licensed or exempt from licensure. All investments involve risk, and past performance is not indicative of future results. Consult your financial, legal, or tax advisor before making any decisions.