Family Wealth Blueprint Podcast
Family wealth, legacy planning, and financial clarity for multi-generational families.
Family Wealth Blueprint Podcast
Season One Recap: Worthy Conversations and Lessons Learned
In this special Season 1 finale, Penny DiGiovanna reflects on what she’s learned from a year of conversations about legacy, wealth, and family governance.
From second marriages and blended families to business transitions and inheritance dynamics, this episode looks back at the themes that shaped the first season of The Family Wealth Blueprint Podcast — and forward to the frameworks that will define the next.
Penny shares how clarity, communication, and structure work together to help create lasting continuity — and why the most successful families design their wealth around relationships, not just returns.
In This Episode You’ll Hear:
- Why clarity and connection matter more than complexity.
- What Penny learned working with multi-generational families this year.
- How structure and stewardship protect not only assets — but family harmony.
- A preview of what’s ahead in Season 2: Designing the Family Enterprise Framework.
About Penny DiGiovanna
Founder & CEO of Financial Planning By Design, Penny helps multi-generational families align wealth, values, and relationships through a planning-first Virtual Family Office model. Her signature process, The Family Wealth Blueprint, integrates financial strategy with family governance to create clarity and continuity across generations.
Disclaimer
This podcast is for educational and informational purposes only and does not constitute investment, legal, or tax advice. Opinions expressed are those of Penny DiGiovanna and Financial Planning By Design. Please consult your own advisors before making any financial decisions.
Hosted by Penny Di Giovanna, CFP®, CDFA®
Founder of Financial Planning By Design | Multi-Gen Family Planning - Boutique Virtual Family Office
🔗 Learn more: www.financialplanningbydesign.com
📩 Questions or topic suggestions?
Email: penny@financialplanningbydesign.com
💡 Like what you hear? Subscribe and share this episode with someone navigating life’s complexities.
Podcast Disclaimer:
This podcast is for informational and educational purposes only and is not intended as investment, legal, or tax advice. Opinions expressed are those of Penny Di Giovanna and do not constitute a recommendation to take any particular action. Financial Planning By Design is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Penny and the firm are properly licensed or exempt from licensure. All investments involve risk, and past performance is not indicative of future results. Consult your financial, legal, or tax advisor before making any decisions.
Welcome to the Family Wealth Blueprint Podcast where we explore the real dynamics behind multi-generational wealth and family transitions. Here's Penny DiGiovanna, founder of Financial Planning By Design. FPBD's work goes beyond numbers and investments it's about helping families align their wealth, values, and relationships with clarity and intention. In each episode, we'll unpack stories and strategies that reveal why traditional planning often falls short, and how families can build governance, continuity, and clarity for now and future generations. This isn't just financial planning. This is your blueprint for wealth designed with intention.
Today we close out season one with a recap for the season as a reminder of what really keeps family wealth intact for generations and why structure when done well isn't about control, but continuity. When I launched this podcast, my goal is to bring clarity to conversations. Families often avoid, they're tough conversations, sometimes emotional discussions about family legacy, business succession, and what happens next. Typically there are family dynamics involved along with a lot of unaddressed questions and concerns. So over the past five episodes, we've looked at these events like things like second marriages, business exits, inheritances, and the unseen dynamics that often shape these decisions around these transitions. Each story is pointed to the same meaning money. It's not the money that typically divides the family, it's the lack of communication. So season one has been about understanding what family governance is and why it matters, why we think it's so important. We talked about. Things like clarity, a shared vision, reducing conflict. We talked about caring and how empathy and listening can create trust, and we talked about how continuity requires communication just as much as planning. If you've been with me since the beginning, I wanna say thank you. You've helped me prove that families are hungry for these conversations that go beyond just charts and returns. Conversations that center on vision, values, and legacy. So I've also learned a lot this season too, the more I work with multi-generational families, especially those with large real estate portfolios or family enterprises and their businesses, the more I see that. That blueprint that we create isn't just financial, it's more about relational. When families don't just transfer wealth, they transfer wisdom, heritage and legacy with harmony, things are different. So as we head into the next season and the new year, my focus is going to be on helping families move from the why to the what. Designing frameworks, making sure governance and collaboration reflect their values and foster those trusted conversations. We believe it's about building continuity from the inside out. Whether you're a founder or another professional, or a next gen leader, family lead, or business leader we thank you for spending your time and helping us to grow this channel. To every listener out there, thank you for being a part of this first chapter, and I hope you've found some insight. Encouragement, and maybe even a new way of thinking about wealth is a means of connection rather than division. We're gonna take a short pause for the holidays. We'll return in 2026 with season two, and we're gonna focus on designing the Family enterprise frameworks for multi-generational success. I hope you'll join us again then. Again, I'm Penny Di Giovanna with Financial Planning by Design. Thank you for joining me for season one of the Family Wealth Blueprint podcast. Your blueprint for wealth designed with intention.
Dolores:Before we close, I want to share an important disclaimer: Financial Planning By Design, LLC is a Registered Investment Adviser in the State of Florida. The information shared in this podcast is for educational purposes only and should not be considered as investment, tax, or legal advice. While I share insights and strategies, I am not an attorney or CPA, and do not provide legal or tax guidance. The stories and examples we discuss combine both real and hypothetical situations. Any similarity to specific individuals, families, or circumstances is coincidental and unintentional. Please note that listening to this podcast does not create an advisory relationship between us. Remember that past performance doesn't guarantee future results, and all investments carry risk, including potential loss of principal. For more detailed information about our services, please review our ADV Part 2A brochure on www.adviserinfo.sec.gov or reach out to Financial Planning By Design directly.